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Checking
County Bank offers a variety of personal checking accounts tailored to your unique needs. Whether you're looking for an account with no fees, no minimum balance requirements, an interest earning account, an account for a student or online access to your accounts, County Bank has options to choose from.
Take a look at our checking account products and select the one that's best for you. Or contact a Personal Banker at County Bank and we'll help you find the one that's just right.
If you're looking to transfer your accounts to County Bank, take advantage of our convenient on-line Switch Kit.
County Bank has recently introduced a new suite of checking account products. The basic features of each account are shown here. For additional information on the specific of each account please contact a Personal Banker at 877-611-2525 or visit one of our County Bank locations.
Account Features
| blank table header | Basic Checking | Plus Checking | Platinum Checking | Youth Checking | Health Savings Accounts |
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| Additional Requirements | (primary owner must be 60 years of age or older) | (primary owner must be 24 years of age or younger) | |||
| Minimum Opening Balance | $ 50 | $ 1,000 | $ 50 | $ 25 | $ 0 |
| Minimum Balance Requirement | $ 0 | $ 1,000 | $ 0 | $ 0 | $ 0 |
| Monthly Maintenance Fee / Service Charge | $3.00 if over 10 checks per month | $ 6.00 if balance falls below $ 1,000 | $ 0 | $ 0 | $ 0 |
| Interest Earnings1 | No | Yes | No | No | Yes |
| Custom Checks (select styles) | Varies on style of checks ordered | Varies on style of checks ordered | Varies on style of checks ordered | Varies on style of checks ordered | Varies on style of checks ordered |
| Mastercard Debit Card2 |  |
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| Free ATM/Cash Card | |
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| Free Online Banking | |
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| Free Online Bill Pay | |
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| Mobile Banking (with optional Remote Deposit) | |
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| Free e-Statements3 | |
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| Check Images Included With Statements/eStatements |
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1Interest Rates are re-set periodically and are subject to change at any time; fees may affect earnings on accounts. 2Mastercard Debit cards have a $5.00 renewal fee every 36 months. 3Free e-Statements are offed for all County Bank checking and savings accounts. A monthly fee of $3.00 will be charged to all accounts choosing to continue receiving paper statements. (Does not apply to Platinum Checking accounts. |
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Basic Checking
This is an account for you if you are looking for a simple account with all the services that make banking easier and more convenient like all of County Bank's "free" services including Online Banking, Online Bill Pay, Mobile Banking with optional Remote Deposit, and e-Statements. There is a $50 minimum balance to open. You have the option of 10 check withdrawal per month at no charge. Any checks above 10 processed during a month will be assessed a $3.00 service charge.
Plus Checking
This is the account for you if you want an interest-bearing checking account with a moderate minimum balance requirement. You will also get the convenience of all County Bank's "free" services including Online Banking, Online Bill Pay, Mobile Banking with optional Remote Deposit, and e-Statements. The minimum balance to open is $1,000. The monthly service charge of $6.00 is imposed only if your daily balance falls below $1,000. This is a tiered interest product.
Platinum Checking
This is an account for you if the primary account owner is 60 years of age or older. You still get the convenience of all County Bank's "free" services including Online Banking, Online Bill Pay, Mobile Banking with optional Remote Deposit, and e-Statements (paper statements are available at no charge). There is a $50 minimum balance to open.
Youth Checking
Here is a special account for those who are under 24 years of age. There is a $25 minimum balance to open, with no monthly maintenance fee. This accounts includes free Online Banking, Online Bill Pay, Mobile Banking with optional Remote Deposit and e-Statements.
HSA Checking
A Health Savings Account (HSA) is offered by County Bank with the features of a checking account. The HSA is available for individuals with qualified high-deductible health plans (HDHPs). The HSA allows you to take advantage of tax savings while saving for your health care deductible or other qualified medical expenses. For further information contact a Personal Banker.